Terms of Use & Disclosures - MyRoboAdviser
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Terms of Use & Disclosures

This website is operated and maintained by ETF Model Solutions LLC, an SEC Registered Investment Adviser.  Registration does not imply a certain level of skill or training, nor does it imply an endorsement, approval or recommendation.  ETF Model Solutions, LLC and its representatives are in compliance with the current registration filing requirements imposed upon SEC registered investment advisers.  Should My Robo Adviser transact any investment advisory business, ETF Model Solutions, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

The My Robo Adviserweb site is limited to the dissemination of general investing information, as well information pertaining to its investment strategies. Accordingly, the publication of the My Robo Adviserweb site on the Internet should not be construed by any consumer and/or prospective client as a My Robo Advisersolicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.   For information pertaining to the registration status of ETF Model Solutions, LLC please contact the SEC or the state securities law administrators for those states in which ETF Model Solutions, LLC maintains a notice filing. A copy of ETF Model Solutions, LLC current written disclosure statement discussing My Robo Adviserbusiness operations, services, and fees is available from ETF Model Solutions, LLC upon written request.

Financial advisory services are only provided to investors who become clients pursuant to a written account agreement, which investors are urged to read and carefully consider in determining whether such agreement is suitable for their individual facts and circumstances.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies developed by My Robo Adviseror ETF Model Solutions® ) or product made reference to directly or indirectly by My Robo Adviserin its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Historical performance results for investment indices, if any, and/or categories have been provided for general comparison purposes only. Although ETF Model Solutions, LLC carefully evaluates potential returns based on historic performance, we make no representation regarding the likelihood or probability that any actual or proposed account allocation will in fact achieve a particular investment outcome or goal. Past performance is not a guarantee of future success, and in fact volatility means that returns in any period may be far above or below those of previous period.  Some customers have investment results that materially differ from those indicated by our investment tools and projections. Investments with ETT Model Solutions, LLC may lose value. ETF Model Solutions is unable to predict or forecast market fluctuations or other uncertainties that may affect the value of any investment. Model predictions are inherently limited in that they do not represent actual trading nor material economic or market factors that might have had an impact on ETF Model Solutions LLC’s advice. While the Allocation Tab and Advice Tab features are designed to provide helpful investing guidance, as a self-directed investor, you must carefully consider the appropriateness of the proposed investments in light of your own personal financial circumstances, including cash flow needs, tax circumstances, or other complex or subjective concerns. You are urged to use all available resources to educate yourself about investing in general, as well as the investments and the overall composition of your My Robo Adviser™ account. Additionally, market conditions and your personal financial circumstances may change – perhaps suddenly or maybe gradually over time. Monitoring and adjusting your account to suit changing circumstances is your responsibility, and it is recommended that you reassess any investing program on a regular basis to ensure that it remains consistent with your current financial resources and investment objectives.

Certain portions of this web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, My Robo Adviser (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from an investment professional. My Robo Adviseris neither an attorney nor accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. Correspondingly, each client and prospective client agrees, as a condition precedent to his/her/its access to My Robo Adviserweb site, to release and hold harmless My Robo Adviserand any business affiliates, its officers, directors, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice.

The MyRoboAdviser.com website, email newsletters, blog posts and other content contains commentary and links to certain articles only as a convenience. Linked articles have been written by third parties not affiliated with MyRoboAdviser.com or ETF Model Solutions, LLC. No information contained in these articles has been endorsed or approved by ETF Model Solutions, LLC, and ETF Model Solutions is not responsible for the content. No information accessed through these articles constitutes a recommendation by ETF Model Solutions to buy, sell or hold any security, financial product or instrument discussed therein. ETF Model Solutions, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to My Robo Adviserweb site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.